PROGRAMME
Thursday, September 25, 2025
13:30 - 14:00 Registration
14:00 - 14:20Welcome Address by the Organizers and Institutional Greetings
Elisabetta Ottoz, University of Turin
Maurizio Galetto, Polytechnic University of Turin
14:20 - 16:05 Session 1: Households and Financial Behavior: Work, Savings, and Risk
Tabea Bucher-Koenen, University of Mannheim: “Households’ risk perceptions, overplacement, and financial literacy”
Discussant: Giovanna Nicodano, University of Turin
Margherita Borella, University of Turin, “Why Do Households Save and Work?”
Discussant: Giuseppe Bertola, University of Turin
Susan Thorp, University of Sydney: “The big picture: The impact of feedback and projections on retirement plan saving and investment”
Discussant: Martin Brown, University of St. Gallen
16:05 - 16:35 Coffee Break
16:35 - 17:35 Keynote Address:
Chair: Anna Lo Prete, University of Turin
Adele Atkinson, University of Birmingham, “Insights from financial inclusion and financial well-being research, and their implications for financial education”
17:35 - 18:45 Session 2: Financial Literacy and Behaviour Across Different Contexts
Margarita Machelett, Bank of Spain: “Gender gaps in financial literacy: a multi-arm RCT to break response bias in surveys”
Discussant: Dalit Contini, University of Turin
Daniela Marconi, Bank of Italy: “The twin transition in consumption and investment choices in Europe: does financial literacy matter?”
Discussant: Riccardo Calcagno, Polytechnic University of Turin
End of Day 1
Friday, September 26, 2025
8:40 - 9:00 Check-in
9:00 - 10:10 Session 3: Investors’ and entrepreneurs’ financial literacy
Anita Quas, University of Milan: “Ask an expert and you shall receive? Financial literacy, advice seeking and MSMEs access to credit”
Discussant: Germana Giombini, University of Urbino
Kenneth De Beckker, KU Leuven: “Investment Criteria of Mutual Fund Investors: How Financial Literacy Shapes Investment Choices”
Discussant: Emilio Barucci, Polytechnic University of Milan
10:10 - 10:40 Coffee Break
10:40 - 11:50 Session 3: Values, Trust, and Financial Behavior
Rosaria Simone, University of Naples Federico II: “Modeling triadic ratings on money values and life attitude: evidence from Italian families”
Discussant: Alessandra Canepa, University of Turin
Maya Haran Rosen, Bank of Israel: “Trust, Financial Literacy, and Financial Behavior: Building Retirement Security”
Discussant: Raquel Fonseca, Université du Quebec à Montreal
11:50 – 13:00 Session 4: New measures of financial wellbeing
Alessia Sconti, University of Bergamo: “A New Comprehensive Financial Wellbeing Measure: Evidence from the U.S.”
Discussant: Luc Arrondel, Paris School of Economics
Gentiana Sadikaj, Financial Consumer Agency of Canada: “Constructing a Financial Resilience Index: From Conceptual Foundations to Empirical Evidence”
Discussant: Anna Lo Prete, University of Turin
Closing Remarks
End of Day 1